Description

We're building a world of health around every individual - shaping a more connected, convenient and compassionate health experience. At CVS Health®, you'll be surrounded by passionate colleagues who care deeply, innovate with purpose, hold ourselves accountable and prioritize safety and quality in everything we do. Join us and be part of something bigger - helping to simplify health care one person, one family and one community at a time.

Position Summary

- Performs underwriting analysis and risk assessment for new and/or renewal of large group contracts and accountings at a starting level.
- Assigned cases/book of business will include multiple product types, funding arrangements and/or rating methodologies.
- Prepares and delivers Middle Market new business quotes and/or renewals.
- Collaborates with field sales and account management on complex or high profile cases.
- Presents information to employers, brokers and consultants.
- Independently reviews work for accuracy, identifies risks and makes recommendations to manage risk while growing or retaining membership.
- Utilizes advanced functionality of underwriting tools, systems, and reference materials to produce accurate quotes and/or renewals.
- Applies underwriting guidelines, negotiates financials and grants underwriting exceptions/financial variances for their assigned cases within the authority limit for the position.
- Escalates exceptions outside authority limit to manager.
- Produces timely and accurate customer specific documents, deliverables and account related information.
- Ensure the pricing supports the quote/renewal strategy.
- Peer review others work for accuracy.
- Assists department with projects or workgroups. Identifies and may lead process improvement through automation or process change.

Required Qualifications

1-4 years experience in healthcare (dental, vision, life, voluntary, medical) underwriting/accounting pricing methodologies and funding arrangements.
- Demonstrated success prioritizing work and the ability to multi-task in a fast-paced environment.
- Demonstrated ability to utilize analytical and independent thinking skills.
- Demonstrated success in collaborating with others to meet/exceed expectations.
- Experience providing clear and concise written and verbal communications.
- Experience working with standard Microsoft Office product with advanced skills in Microsoft Excel.

Preferred Qualifications
Voluntary product Underwriting Experience or knowledge of Voluntary Products.

Education
- Bachelor's Degree or equivalent experience.

Anticipated Weekly Hours
40

Time Type
Full time

Pay Range

The typical pay range for this role is:

$46,988.00 - $112,200.00

This pay range represents the base hourly rate or base annual full-time salary for all positions in the job grade within which this position falls. The actual base salary offer will depend on a variety of factors including experience, education, geography and other relevant factors. This position is eligible for a CVS Health bonus, commission or short-term incentive program in addition to the base pay range listed above.

Our people fuel our future. Our teams reflect the customers, patients, members and communities we serve and we are committed to fostering a workplace where every colleague feels valued and that they belong.

Great benefits for great people

We take pride in our comprehensive and competitive mix of pay and benefits - investing in the physical, emotional and financial wellness of our colleagues and their families to help them be the healthiest they can be. In addition to our competitive wages, our great benefits include:

• Affordable medical plan options, a 401(k) plan (including matching company contributions), and an employee stock purchase plan.
• No-cost programs for all colleagues including wellness screenings, tobacco cessation and weight management programs, confidential counseling and financial coaching.
• Benefit solutions that address the different needs and preferences of our colleagues including paid time off, flexible work schedules, family leave, dependent care resources, colleague assistance programs, tuition assistance, retiree medical access and many other benefits depending on eligibility.

For more information, visit https://jobs.cvshealth.com/us/en/benefits

We anticipate the application window for this opening will close on: 03/13/2026

Qualified applicants with arrest or conviction records will be considered for employment in accordance with all federal, state and local laws.